Edward Pinto is the Director of the Center for Housing at American Enterprise Institute (AEI). He has done ground breaking research on the role of federal housing policy in the 2008 mortgage and financial crisis. Co-creator of the Wealth Building Home Mortgage, a new approach to home finance designed to serve the twin goals of providing a more reliable and effective means of building wealth, while maintaining buying power similar to a 30-year loan. He is currently researching government policy impediments constraining the supply of market-rate rental and owner-occupied housing and policy options for replacing our government-centric housing finance system with a market-based housing finance market.
In the 1980s Pinto was executive vice president and chief credit officer at Fannie Mae. Pinto has a JD from Indiana University and a BA from the University of Illinois.